Cottage Mortgages

Type A vs. Type B
There are two different types of cottages in Ontario: Type A and Type B - and your choice of property will be taken into consideration by your lende

Type A cottages are ones that can be used year round in all seasons. Type A homes can be used as a full time residence, seasonal or rural property. They have heating, plumbing and road access - much like primary residences and will be treated similar to a second home mortgage.
Type B cottages are ones that are just used in the summer and are unoccupied the rest of the year. These seasonal cottages are generally not financed up to the same loan to appraisal rate as Type A cottages.
For all your cottage and vacation home buying needs, I can help you understand the differences in financing and options available to you.

There are also ways to use your primary residence to help get approval for your cottage mortgage.

Whether you choose to buy in Georgian Bay, Muskoka, Wasaga Beach, Haliburton Highlands, the Kawarthas, Huntsville, Prince Edward County or any of the other picturesque cottage areas in Ontario, I can help you get the best financing for your needs.

Realize your dreams of owning a cottage and call me today!

Dominion Lending Canada


Vacation Home Mortgage

  • Cottage mortgage - vacation home Ontario Canada

    Looking for a cottage mortgage or a mortgage for your vacation home?  Let us find you the best mortgage rates for your second home.  Whether you are looking to finance with a traditional down payment or use the equity in your current home, we can help you find  the best ways to get approved at preferred rates.

  • Cottage Mortgage Ontario - Vacation mortgage Ontario Canada ski chalet

    Vacation homes or cottages can be great investments.  They are also special places to spend quality time with the people you love.   

    Rather than wait until your kids are too old, or the retirement is upon you, let us help you evaluate options to make your vacation home a reality now. 

    With real estate prices rising and interest rates on the way up, there may never be a better time to buy.

    Regardless of where in Ontario? Canada? Your vacation home is located, you can find a lender using our easy online application or by calling Lee Anne directly. 

    With access to lenders all across Canada, including trust companies, credit unions, finance companies and private lenders, we can find the best mortgage rates and options for your second home.

Mortgage Ontario Canada Mortgages Milton Burlington Oakville Ancaster Dominion Lending
  • Whether you are looking to purchase a ski chalet, a summer cottage or a family getaway home, Lee Anne can help you get a great mortgage rate.

  • Mortages are available for second homes and vacation homes in Barrie, Muskoka, the Kewarthas, Haliburton, Thousand Islands, holiday retreats west of Toronto and more Ontario vacation home communities.
  • Cottage Mortgage

    We have lenders that will provide you great rates on financing for your cottage in Ontario. Flexible terms and payment schedules are available.

    Call Lee Anne for details on getting the lowest rate for your vacation home mortgage. Let me show you how to use the equity in your current home to finance your dream cottage.

  • Vacation Properties

    Many people find that a cottage or vacation home provides them with the best options for quality time with family and friends - while providing a good financial investment for their future.

  • The current outlook is very good for vacation homes in Ontario with prices expected to rise over the coming years. Don't delay in buying your dream cottage for memories now and possible retirement later.

New Home Mortgages Ontario Canada